Running a successful business

With many businesses working capital is structurally tied up in outstanding debts. This results in insufficient financial space for essential investments. By financing on the basis of your debtors portfolio a credit can be offered that grows as the turnover of your business  grows. Finance & Insurance Working Capital will find a financier who can offer a longer financing period and a higher financing percentage. This will lead (again) to running a successful business.

Immediate additional financial room

On the basis of debtor financing, our clients may dispose of additional or funds one day after the invoices have been submitted.

Longer financing terms

Normally banks finance invoices for a period of 90 days after the date of the invoice; factoring makes it possible to finance invoices until 90 days after the expiry date.

More credit than with banks

For a current account credit with a bank the maximum has been determined beforehand. With debtors financing the maximum is increased as your turnover increases. As we explicitly deal with assessing trade and debtors risks, we can provide ampler financing of outstanding invoices, national as well as international: up to 90% of your debtors portfolio (including VAT). For banks the maximum is usually 60%.

Discount on purchase prices

Additional financing possibilities with debtors financing make  it possible to bargain for discounts on purchase prices by immediate payment or even payment in advance of the goods purchased. In this way you may quickly recover your financing costs.

Constant clear insight into your financial situation

Our internet link will enable our clients to have insight into their financial situation whenever and wherever they want.